How to Check Income Tax Refund Status Online in 2025

After filing your income tax return and claiming a refund, the natural question is – when will I receive my refund? The income tax department has made it easy to track your refund status online. This guide covers all the methods to check your refund status.

How Long Does a Refund Take?

Typically, income tax refunds are processed within 20 to 45 days after the return is e-verified. However, the timeline can vary depending on:

Whether the return is selected for processing or detailed scrutiny
The accuracy of bank account details provided in the return
Outstanding tax demands from previous years
Volume of returns being processed by the CPC (Centralized Processing Centre)

Method 1: Check Refund Status on Income Tax Portal

Visit incometax.gov.in and log in with your PAN and password
Navigate to e-File > Income Tax Returns > View Filed Returns
Find the relevant assessment year and click on View Details
Look for the refund status which will show one of these states:

Refund Issued – Refund has been processed and sent to your bank
Refund Determined – CPC has determined a refund but it has not been sent yet
Not Determined – Return is still being processed
Refund Adjusted – Refund has been adjusted against outstanding tax demands
Refund Failed – Refund could not be credited due to bank account issues

Method 2: Check on NSDL/TIN Website

Visit tin.tin.nsdl.com/oltas/refund-status
Enter your PAN number
Select the Assessment Year
Enter the captcha code and click Submit

The NSDL website shows the refund status along with the mode of payment (NECS/NEFT/direct credit), date of refund, and the bank to which the refund was sent.

Method 3: Check via SMS

You will receive SMS notifications on your registered mobile number when your refund is processed. These are sent automatically by the CPC, Bengaluru.

Understanding Your Refund Status

Status	What It Means	Action Required
Refund Issued	Refund sent to your bank account	Check your bank account in 5-7 business days
Refund Adjusted	Refund set off against past tax demands	Review the demand on the portal
Refund Unpaid	Bank returned the refund	Update bank details and request refund re-issue
Return Under Processing	CPC is still processing your return	Wait and check again after a few days
Demand Determined	You owe tax instead of receiving a refund	Verify the demand and respond on the portal

What If Your Refund is Delayed?

If your refund has not been received within 60 days of e-verification:

Check if the return status shows any defect or processing error
Verify that the bank account mentioned in the return is pre-validated
Ensure your PAN is linked with Aadhaar – refunds are not processed without linkage
Check for any outstanding demand from previous years that may offset the refund
If none of the above, raise a grievance on the e-filing portal under Grievance > Submit Grievance

Refund Failed – How to Get It Re-Issued

If your refund failed due to incorrect bank details:

Log in to the income tax portal
Go to Service Request > Request for Refund Re-issue
Select the assessment year and reason for re-issue
Enter the correct pre-validated bank account details
Submit the request

The refund will be re-processed and credited to the updated bank account within 2-3 weeks.

Interest on Refund

Under Section 244A, if the refund amount exceeds 10% of the tax payable, you are entitled to simple interest at 0.5% per month from the 1st of April of the assessment year to the date of grant of refund (for returns filed on time). This interest is taxable in the year it is received.

Track Your Refund with FileWithUs.ai

FileWithUs.ai provides real-time refund tracking after you file your return through our platform. Receive instant notifications on refund processing, bank credit, and any issues that need your attention. No need to manually check multiple portals.

How to Check Income Tax Refund Status Online in 2025